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Who we serve.

“My adjuster was professional and helpful, and his empathy wasn’t fake.”Kara,Customer, Florida
A Exceptional Financial Stability Rating® DemoTech, Inc. (Opens in a new Tab)
“They’ve been with us through the storms and we’ve been with Universal for 12 years.”JoshAgent, Florida

Our Products

How we help.

Whether you need coverage for a house, condo or just the things inside of it, we have property insurance that will protect you when you need it most.

See Our Products

We care about our community.

Universal Property & Casualty Insurance Company is committed to empowering and giving back to the communities it serves through its Universal Cares initiative. Since our founding, we have felt a responsibility to change things for the better.


Through our community outreach work, we seek to address some of today’s toughest challenges and help people improve their lives, particularly in underserved communities. This philosophy is underscored by our community outreach efforts and programs, which focus on increasing access to housing, the betterment of youth, and environmental sustainability.


At Universal, people are our biggest asset. Our team members become closer to the areas we serve, and closer to one another, through community outreach. We are proud to come together for a common good beyond the bottom line.

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HOUSING

UVE believes accessible and affordable housing is the cornerstone of a healthy community.

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ENVIRONMENT

UVE takes an active leadership in environmental, sustainability, and climate change issues as they are paramount to the well-being of our planet.

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YOUTH

UVE emphasizes empowering our youth because we recognize the next step towards a brighter future begins with them.


For more information on our Universal Cares initiatives and our Sustainability journey, please visit our corporate page here.