Resources

During this time of social distancing, it is an unfortunate fact that there are some people out there trying to take advantage of the widespread fear and panic that has been created by the COVID-19 pandemic.

When people think of natural disasters, usually what comes to mind are hurricanes, tornadoes and wildfires. People don’t often think of floods.But since floods are the most common natural disaster to hit the United States year after year — they’re caused by hurricanes, rising storm surge, heavy rains and even thawing snow.

What you do during a hurricane has a tremendous impact on how you and your home safely make it through the lashing winds and torrential rains of each cylindrical rotation a tropical storm system brings.

Year after year, hurricanes seem to hit the United States with rapid succession. But that thought may just be due to the three devastating hurricanes in the past two seasons.

It should come as no surprise that Florida has been hit by the most number of hurricanes since direct hits on land were first recorded in 1851 with the Saffir/Simpson scale.

Home insurance may seem like a complicated entity, but it’s actually pretty easy to understand when it’s broken down into separate unique coverages.

It’s important to maintain adequate coverage on your home in case disaster strikes and causes damage or complete destruction.

One of the most common protections found in nearly every home insurance policy is personal property coverage, which is also referred to as Coverage C.

Nobody wants someone else to get injured on their property. But, the reality is, injuries happen every day — and you could be held liable for the high costs incurred by those injuries.

Medical payments coverage and personal liability coverage are two similar pieces of a home insurance policy that many people often get mixed up with one another.

Since the beginning of modern debate, the goal for many people who are renting a home is to one day save up enough money to purchase a home of their own. Rightfully so.

Endorsements, riders and floaters can cause quite a bit of confusion to home insurance novices. But once you understand the facets and abilities each offer to your home insurance policy, you’ll realize they aren’t so complicated after all.

If you plan on making improvements to your house, it is important to know what may positively or negatively affect your homeowners insurance policy.

There’s been a lot of buzz this year surrounding the new tax laws. If you found it confusing to keep up, don’t worry, we’ve broken it down for you so you can better understand how some of these tax breaks can benefit homeowners.

Life happens every day—family, children, jobs, activities, and other commitments. Every day, your home insurance quietly protects your life as it happens. Most homeowners neglect to review their insurance policies annually for one very good reason. They’re just not sure what to look for, so it’s easier to pay the bill and hope for the best.

Adding curb appeal on a budget can be a challenging task. But if you look hard enough at the exterior of each home, expensive projects aren’t necessarily what catch a person’s eye. Minor details draw them in and bring everything together.

When buying a new home, you’ll want your pets to be just as happy and comfortable in the new space as you are.

The cool winds have prevailed. The rain has stopped falling. All the damage has been done. Storm chaser roofing companies and contractors are now rolling into town disguising their roofing scams as your saving grace.

Winter is coming, and snow will soon be falling in many parts of the country. If you live in a winter wonderland, now is the time to prepare your home to handle the rigors of snowfall, freezing temperatures, increased electric bills, springtime financial surprises and home insurance claims.

Winter storms can strike with fierce intensity. They’re known to bring extreme cold, snow, ice and freezing rain to a large area for an extended period. The most ferocious winter storms knock down or freeze powerlines, cutting off electricity to homes, closing roads and leaving people and their homes vulnerable to the substantially cold weather lurking outside.

Winter doldrums eventually make way for spring fever. The harshness of the winter months can leave the outside of your lovely home a little on the dirty and unkempt side.

More Americans than ever are turning to solar panels to generate sustainable energy for their homes and businesses. The environmentally friendly, renewable resource provides unparalleled efficiency and savings compared to the traditional power grid.

When people think about Halloween, they think about collecting and eating gooey caramel and chocolate bars, sugary sweet gummies and all their favorite candy that’s consumed once or twice per year. They don’t think about the after-effects of a stomach ache.

Even though your homeowners, renters or condo insurance policy may provide protection for stolen items, nobody wants to file a home insurance claim because their belongings were stolen from their house.

For many families, late spring is the time to clean up the swimming pool and get it ready for fun in the sun. Above-ground and in-ground swimming pools can be a concern for insurance companies due to the increased liability exposure. It is important to know that the owner of a pool is liable for anyone who uses it whether they have permission to or not.

Wind mitigation is the process of implementing certain features to your home that can help resist or withstand intense wind caused by a major storm or hurricane.

Finding the right hurricane assistance programs and nonprofits to help in your greatest time of need can be difficult after a storm.

The key to mold prevention is to control moisture in the home by keeping your home dry. Mold tends to grow in moist environments, therefore, make sure the humidity in your home is below 60% to prevent mold growth.

Shutting off the main water supply to your home seems so simple, but surprisingly many homeowners don’t know how to do it or even where to look.

When a hurricane is bearing down on your area, you need to do everything in your power to ensure the safety of yourself and your family. Remembering to not take the storm lightly and begin preparations as soon as possible could be the difference between making it through safely.

Hurricane season brings more wind, rain and catastrophic loss to people and phone calls, emails and claims to home insurance companies.

Moving can be thrilling because you may be transitioning into a nicer home. It can also be extremely unpleasant because you must pack everything you own into boxes, load them onto a truck and haul them across the town, state or entire country.

The best time of year is almost in full swing. Thanksgiving kicks off the holiday season with more turkey, stuffing and pie than some people may consume in an entire year. OK, well, maybe not an entire year, but it can feel that way.

The roof of your home offers protection for the outside of your home, as well as the inside of your home. It’s a good idea to do a manual inspection of your roof annually. Periodically, it’s also a good idea to have a roofing professional inspect your roof for mold, weather damage, wear and tear, or other types of roof damage.

What would you do if an unexpected disaster struck today? Do you know what steps you’d take if your home became uninhabitable and you had to find a temporary place to live?

While your individual condo unit may be in tip-top shape because you take great care of everything inside, certain circumstances could arise that may leave you footing the bill to repair or replace items in common areas.

When a hurricane hits, the trouble has only just begun. Picking up the fragments after whipping winds have passed – while staying safe at the same time – is a crucial, often overlooked piece of putting everything back together after the hurricane.

You’ve probably seen them at the zoo. You may have been lucky enough to catch a glimpse of them in their natural habitat in either Africa or Asia. Either way, you probably like them. That’s because, like humans, elephants are mammals.

After the snow melts and cold dissipates, that warm sunshine begins heating up the world around you and allowing you to get started on some spring home maintenance chores.