Upgrade WarningScheduled Software Update ! Read More Upgrade Warning

Skip to main content

States we are in

Wisconsin

From the streets of Milwaukee, Madison and Green Bay to the quiet country roads that wind through the Dairyland’s scenic heartland, everyone who calls Wisconsin home has worked hard to build a life they’re proud of, whether that means owning a house, a condo, or simply investing in a property.

Even when you take every precaution to protect your belongings, life can still bring the unexpected. House fires, severe thunderstorms, tornadoes, heavy snow and high winds are all real risks that can threaten everything you’ve built.

That’s why protecting it all with Wisconsin home insurance is essential — and we’re here to help. Whether you need homeowners insurance in Madison or renters coverage in Eau Claire, Universal Property & Casualty Insurance Company is committed to helping you find reliable protection at a price that fits your budget.

What Is Covered by Your Wisconsin Home Insurance?

For homeowners and condo owners, Wisconsin home insurance covers much more than the actual structure you live in. Your Wisconsin homeowners insurance or condo insurance policy can cover things that make your house or condo a home, such as the countertops, flooring, electronics and much more.

Your policy can extend protection from your house or condo to unexpected events that occur on your property and even medical expenses for others after a covered incident. Let’s take a look at what you can expect with a Wisconsin home insurance policy from UPCIC.

Dwelling (Coverage A):

This insurance coverage helps protect the physical structure of your home, such as the floors, windows, walls and many other things that help create it.

Other Structures (Coverage B):

This insurance can extend coverage to structures on your property that are not attached to your home, such as a shed or fence.

Personal Belongings (Coverage C):

Safeguarding many things inside the four walls of your home, Coverage C helps protect your personal belongings — like electronics, clothing and furniture — from damage, destruction and theft.

Loss of Use (Coverage D):

Also known as additional living expenses coverage, loss of use works to reimburse you for extra expenses you incur when a covered peril forces you to temporarily move from your home while it’s being repaired or rebuilt.

Personal Liability (Coverage E):

Liability insurance is there for you if somebody is injured on your property, then sues you for damages and you’re found liable.

Medical Payments (Coverage F):

This type of insurance coverage helps to pay medical expenses if another person gets injured on your property.

A Local Agent Is Here for All Your Wisconsin Insurance Needs!

At UPCIC, we pride ourselves on customer service and satisfaction. That’s why we have agents across the state ready to help you get a Wisconsin insurance policy today! Whether you need help getting a policy, have some questions about the process or amount of coverage you need, or something else along the way, one of our many licensed agents will be happy to help you every step of the way.

The Following Coverages Are Offered in Wisconsin:

  • Wisconsin Homeowners Insurance
  • Wisconsin Renters Insurance
  • Wisconsin Condo Insurance

The editorial content on Universal Property’s website is meant to be informational material and should not be considered legal advice.