By Jarrod Heil

Home Insurance Breakdown: What Is Coverage B (Other Structures)?

It’s important to maintain adequate coverage on your home in case disaster strikes and causes damage or complete destruction. Since storms, fires and other perils don’t have a personal agenda that sticks to just your home, it’s important to approach the coverage of your entire property the same way.

Other structures coverage, also known as Coverage B, makes sure many structures on your property that aren’t attached to your home are protected against covered perils.

While your agent can always help you determine how much coverage you personally need, let’s take a look at some of the key aspects of Coverage B within your homeowners insurance policy.

What Is Other Structures Coverage?

What Are Common Other Structures?

How Much Coverage B Do I Need?