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By Jarrod Heil

Is My Personal Property Covered by Homeowners Insurance During a Move?

Moving can be thrilling because you may be transitioning into a nicer home. It can also be extremely unpleasant because you must pack everything you own into boxes, load them onto a truck and haul them across the town, state or entire country.

If you choose to hire professional movers, you will certainly be less burdened by the moving process itself. But what happens if you or those movers you’ve hired and trusted with your most beloved belongings damage or destroy your items?

Many policies don’t cover personal property during a move because professional moving companies are required by law to have their own liability insurance to protect your property. So the answer is that it does and it doesn’t. It all depends on the kind of damage and its cause.

Does Homeowners Insurance Protect My Property During a Move?

What Is Covered by Homeowners Insurance During a Move?

What If My Homeowners Policy Doesn't Cover Me During a Move?

The editorial content on Universal Property’s website is meant to be informational material and should not be considered legal advice.